About Us

Smart Bahi Khata

Version 1.2.0

India's most advanced multi-modular digital ledger — built for individuals, lenders, shopkeepers, contractors, transporters & real estate professionals.

6

Work Modes

100%

Cloud Sync

Free

Personal Mode

Our Vision & Mission

Our Vision

To become India's most trusted digital bookkeeping platform — empowering every MSME, trader, lender, builder, and individual to maintain accurate, transparent, and completely paperless financial records.

Our Mission

To bridge the technological gap in Indian bookkeeping by delivering an intuitive, multilingual, and deeply specialized digital ledger with cloud sync, biometric security, and real-time financial dashboards — all in one app.

One App, Six Powerful Modules

1. Personal Khata

Free personal finance manager for everyone.

Real-time Net Balance Dashboard (Income − Expense − Debt)
Daily Expense Tracker with category-wise logs
Personal Ledger (Udhar-Jama) with contact-wise balances
Bank Loan & Credit Card tracking with EMI due dates
Utility Bill tracker with paid/unpaid status
Smart Reminders: Action Center for overdue bills & EMIs
EMI Calculator (Flat Rate & Reducing Balance)

2. Financer Hub

Complete private money-lending command center.

Full borrower (customer) management with KYC document uploads
Loan lifecycle: Apply → Approve → Disburse → Collect
Flexible interest types: daily, monthly, flat rate, reducing balance
Auto-generated EMI repayment schedules
On-screen digital signature capture from borrower
Overdue collection reminders via WhatsApp / SMS / Push Notifications
Loan approval & rejection workflow

3. Shopkeeper Plus

Full retail shop management for Kirana & merchants.

Multi-shop architecture — manage unlimited shops
Live dashboard: Today's Revenue, Profit, Udhaar & Low Stock
Inventory management with real-time stock tracking & low-stock alerts
Sales Book: record item-wise daily sales
Udhaar Book: customer credit ledger with reminder dispatch
Supplier ledger with purchase history & outstanding bills
Expense Manager for shop operational costs
Smart Sync Mode: customers view their own Udhaar balance in-app
Sales & Profit/Loss Reports (PDF export)

4. Contractor Pro

Construction project & site management ledger.

Multi-site architecture — manage unlimited project sites
Labour Hub: add labourers, mark daily attendance, track wages & advances
Per-labourer Khata: full earning, advance & net payable ledger
Material Inventory: log cement, steel, bricks by supplier per site
Cash Book: site-level cash-in and cash-out records
Supplier Reports: all deliveries & bills per supplier per site
Partner Settlement: log partner investments and settle project profits
Site Analytics & Cost Reports (PDF export)

5. Transporter Log

Fleet & logistics accounting for truck operators.

Trip accounting: freight, loading, diesel, toll, driver allowance
Per-trip Profit/Loss calculation
Trip status tracking: Pending / Completed / Cancelled
Payment tracking: Unpaid / Partial / Fully Paid per trip
Driver profiles with advance ledger & salary records
Vehicle records with fuel logs & maintenance history
Party (client) ledger: freight invoiced, received & outstanding
Live Recent Trips feed on dashboard

6. Real Estate

Property portfolio & rental management platform.

Portfolio summary: Total, Rented & Vacant properties + Portfolio Value
Monthly Rent Collection tracker with progress bar
Tenant management: lease dates, rent amount, security deposit
Per-tenant payment history and outstanding balance
Deal pipeline: track active property sale/rental negotiations
Property expense logging (maintenance, repairs)
Vacant property alerts in Action Center
EMI Calculator integrated directly in dashboard

⚡ Platform-Wide Features

Real-time Cloud Sync

All dashboards use live Firestore Streams — data updates instantly without refresh.

Cloud Backup & Restore

One-tap backup of all 6 modules to Firebase Storage. Restore to any device instantly.

PDF & CSV Exports

Export ledgers, reports, EMI schedules, and supplier bills as PDF or CSV. Share via WhatsApp.

Smart Notifications

Firebase Cloud Messaging for real-time alerts. Local Notifications for scheduled reminders.

Work Mode Switcher

Switch between all 6 work modes instantly from any dashboard — no re-login needed.

Multi-Language Support

Full English and Hindi translation. Switch instantly from Settings without restarting the app.

Dark Mode

Premium deep-navy dark theme optimized for night-time use. Toggle in Settings.