1. What is Smart Bahi Khata?
Smart Bahi Khata is a modern digital bookkeeping and business management app designed for Indian users. It helps individuals and businesses manage payments, customer records, expenses, loans, ledgers, reminders, and business operations directly from their mobile phones.
2. Who can use Smart Bahi Khata?
Smart Bahi Khata is built for shopkeepers, contractors, financers, transporters, real estate professionals, freelancers, small businesses, and personal finance users. The app supports multiple business workflows inside one platform.
3. Is Smart Bahi Khata free to use?
Yes, certain core bookkeeping features are available entirely for free. Some advanced business tools, premium modules, multi-workspace collaboration, or specialized automated cloud services may require a paid subscription.
4. Can I manage multiple businesses in one account?
Yes. Smart Bahi Khata supports multi-business and multi-workspace management, allowing users to switch between different business modules (like Contractor, Transporter, or Personal finance) from a single account without logging out.
5. Does Smart Bahi Khata work offline?
Yes, core ledger entries, expense recording, and customer logs can be used offline. The app caches data on your device and automatically syncs it to the cloud when internet connectivity is restored.
6. Is my financial data secure?
Absolutely. We protect your data using industry-standard Firebase Authentication, SSL/TLS network encryption, user-isolated secure server spaces, and biometric local app locks.
7. Does the app support biometric lock?
Yes, you can secure your on-device ledger data by enabling fingerprint or Face ID authentication from the security settings inside the app.
8. Can I backup my data?
Yes. Smart Bahi Khata provides automatic cloud backup functionality. Every time you log in or add records online, your entries are saved securely in real-time.
9. What happens if I change my phone?
Simply install the app on your new device and log in using your registered mobile number (via OTP), email, or Google account. Your historical cloud-synced records will be restored immediately.
10. Can I send payment reminders to customers?
Yes. The app supports automatic or manual reminders sent through push notifications, integrated WhatsApp messages, in-app alerts, and SMS due dates.
11. Does Smart Bahi Khata support Hindi language?
Yes, our application supports both English and Hindi. We plan to expand support for other regional Indian languages in our upcoming software releases.
12. Can I export reports and records?
Yes. You can export clean business records, including ledger statements, expense registers, borrower collection lists, and trip sheets, directly in highly readable PDF or CSV spreadsheets.
13. Does Smart Bahi Khata support loan tracking?
Yes, you can track personal loans, borrower EMIs, pending balances, collection schedules, due dates, and interest rates inside our specialised Financer Hub module.
14. Is Smart Bahi Khata available on Android and iPhone?
Smart Bahi Khata is designed for both Android and iOS devices. You can download the latest version from the Google Play Store and the Apple App Store.
15. Can shopkeepers manage Udhaar records?
Yes. The Shopkeeper module contains a fully optimized ledger flow allowing you to quickly add customers, track credit/debit (Udhaar/Jama) transactions, view customer statement histories, and send reminders.
16. Does the app support contractors and site management?
Yes, our Contractor Pro module supports site-specific bookkeeping, labour attendance, project material inventories, contractor cash books, supplier payouts, and site-wise analytics.
17. Can transporters manage trips and drivers?
Yes, the Transporter module lets fleet owners manage vehicles, driver details, trip expenses, advances, driver settlements, freight payouts, and client credit ledgers.
18. Can financers manage EMI collections?
Yes, Financer Hub is built precisely for lenders to monitor borrower profiles, track active EMIs, calculate penalty charges on delays, check daily collections, and review collection agents.
19. How do I delete my account?
You can request permanent account deletion by visiting the Account Settings panel in the app or by writing to support@smartbahikhata.com. Please note that account deletion permanently destroys all associated cloud backups.
20. How can I contact support?
You can reach our dedicated support desk by email at support@smartbahikhata.com or by submitting an inquiry via the Contact Us form on our website.
21. Does Smart Bahi Khata charge transaction fees?
No. Smart Bahi Khata is primarily an accounting and business bookkeeping app. We do not process or charge any percentage transactions on your entries.
22. Can I use Smart Bahi Khata for personal finance tracking?
Yes! The Personal Khata module is custom-built to let you track daily household expenses, categorize your salary/income, record personal loans given to friends, and manage reminders for credit card or electricity bill payments.
23. Will my data be shared with third parties?
Never. We value your business privacy. We strictly do not sell or monetize personal user records or ledger data. Limited data is only processed securely by verified third-party cloud infrastructure tools necessary to run our service.
24. How often is data synced?
Data synchronization happens in real-time as long as your device has an active internet connection. Any offline updates will be pushed immediately when the device reconnects.
25. Why should I switch from traditional paper Bahi Khatas?
Traditional paper logs can easily be lost, torn, damaged, or miscalculated. Digital ledger systems eliminate accounting errors, speed up collection reminders, support multi-device cloud accessibility, and provide comprehensive monthly analytics reports at the click of a button.